Above age 60: Smooth Sailing
Below age 60: Temporary Underwriting Requirement Adjustments
There may be situations where we are unable to obtain traditional medical requirements due to either vendor closure or limited staff. In those circumstances, we’re temporarily offering an alternative to underwriting for pending or newly submitted formal applications.
For applicants that meet all the following criteria, Pacific Life will use other available data sources to underwrite in lieu of in-person exams:
- Applicants must be age 60 or younger.
- Face amounts up to $1 million.
- Standard or better risk classifications only. Applicants with a rating below standard will require normal exam requirements.
If we are unable to get adequate data from the data sources, Pacific Life may require traditional underwriting methods. Please contact us for more information, as this will be on a case-by-case basis.
Local: (937) 890-4991 Toll Free: (800) 762-7500 Fax: (937) 890-1909