Enhancements to Banner’s Automated Underwriting Rules

Banner Life\’s Automated Underwriting program continues to evolve for even faster decisions, without exams. Recently, they\’ve updated the reflexive application questions to reduce the need for underwriting review for certain conditions. 

  • Reduced need for underwriting review for Basal and Squamous Cell Carcinoma
  • Simplified rules to minimize postponements for high Cholesterol cases
  • More opportunity for exam and APS-free decisions for Diabetics

View the full update.

Other updates:

In May, Banner announced that Electronic Health Records (EHRs) have been added to the platform, so medical records will move more quickly. Learn more.

Get More, Get Less – Advisors can now customize face amount, product and billing frequency for clients in real time. Learn more.