XRAEXRAE® is a field underwriting tool that returns a health class rating or range based on published and unpublished carrier underwriting rules.  Based on build, blood pressure, cholesterol level and up to 3 additional impairments, XRAE generates multi-carrier or single carrier underwriting results instantly, with table/health class and a price range.

XRAE is the only multi-carrier underwriting system that works directly with carriers to define proprietary underwriting rules.  It allows underwriters to spend less time taking inbound phone calls and enables agents to set expectations with their customers at the beginning of the sales process.

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