Current ISSUES

Banner’s Quiet Underwriting hours went into effect on Monday to get case decisions to you faster  Effective July 19, Banner UNDERWRITERS will not be available for phone calls, nor be accessible via email between the hours of 8 a.m. – 12 p.m. ET on Mondays, Wednesdays and Fridays. View the bulletin

Effective July 9, 2021 Pacific Life is coming in even stronger with new PL Promise Term rates.  Solid competitive strengths: Substandard pricing (+20% per table versus the traditional +25%) Monthly Premium mode (monthly premiums) Accelerated and fluidless underwriting options eCapabilities and digital solutions resulting in shorter cycle times and higher placement rates View Full Bulletin

Washington becomes the first state to implement a state tax starting next January to cover long-term care costs for citizens.  Read the article

Banner’s Term Expiry Marketing Campaign is a direct mail program targeting Banner Life policyholders with policies between 4 and 9 months from the end of the level term period. Eligible customers will receive a letter giving them the opportunity to call and receive a review and quote. All resulting sales will be commissionable to the […]

Banner Life’s Automated Underwriting program continues to evolve for even faster decisions, without exams. Recently, they’ve updated the reflexive application questions to reduce the need for underwriting review for certain conditions.  Reduced need for underwriting review for Basal and Squamous Cell Carcinoma Simplified rules to minimize postponements for high Cholesterol cases More opportunity for exam […]